How to Pay IRS Taxes with Direct Pay
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The fastest way to pay directly from your bank account
When you owe the IRS, one of the simplest and most secure ways to make your payment is through IRS Direct Pay. This option allows you to pay directly from your checking or savings account, without fees or extra charges, and without needing to create an IRS online account.
In this tutorial, Sandra Lozano, co-founder of Love Taxes, explains step by step how to use Direct Pay and avoid the common mistakes that delay payments.
Paying with Direct Pay requires you to verify your identity using details from a recent or prior tax return. It’s important to enter the information exactly as it appears on your return — including your name, Social Security Number or ITIN, filing status, and address — so the IRS can confirm your identity. Once verified, you’ll be able to choose the tax year and payment type, enter the amount you want to pay, and provide your bank account information.
The process is straightforward: after submitting your payment, you’ll receive an electronic confirmation that you should save for your records. Unlike paying by card, Direct Pay has no processing fee, which makes it one of the best ways to handle your IRS balance.
Using Direct Pay is not only secure but also practical. You can make payments for current or prior tax years, installment agreements, or balances due on your Form 1040. It’s a reliable way to stay compliant and avoid penalties or interest that accrue when payments are late.
Direct Pay is the IRS’s most convenient tool for individuals who want to manage their payments quickly and at no cost. It keeps you in control of your tax obligations and ensures that your payment is processed directly and securely.
Need help managing your estimated taxes? Book your appointment with Love Taxes today.